Terms of Use
Welcome to NovoXpert. NovoXpert provides AI-powered market monitoring, risk intelligence, and decision-support tools designed for use by financial institutions and professional teams. By accessing or using our website, dashboard, APIs, or related services (collectively, the “Services”), you agree to be bound by these Terms of Use. Please read them carefully.
1. Eligibility and Access
The Services are intended exclusively for institutional and professional use. By accessing the Services, you represent that you are acting on behalf of a qualified organization and are legally authorized to bind such organization. Individual or retail use is not permitted unless explicitly approved in writing.
Account registration may be required. You agree to provide accurate and current information and to maintain the confidentiality of your access credentials. You are responsible for all activities conducted under your account.
2. Nature of the Services
NovoXpert provides non-directional market intelligence, risk monitoring, data-quality diagnostics, and structural analysis.
The Services do not constitute investment advice, financial advice, legal advice, or recommendations of any kind. NovoXpert does not provide buy/sell instructions, portfolio allocations, target prices, or return projections.
All outputs are intended for monitoring, oversight, governance, and internal decision-support purposes only. Any decisions or actions taken based on the Services are solely the responsibility of the user and their organization.
3. Permitted Use
You agree to use the Services only for lawful, internal, and authorized purposes. You must not:
Misuse, reverse-engineer, or attempt unauthorized access to the Services
Interfere with platform security, availability, or data integrity
Use the Services in a manner that violates applicable laws or regulations
4. Intellectual Property
All software, models, algorithms, dashboards, documentation, trademarks, and content associated with the Services are the exclusive property of NovoXpert or its licensors and are protected by intellectual property laws. No rights are granted except as expressly stated. Unauthorized reproduction, distribution, or modification is prohibited.
5. Data and Privacy
Use of the Services is subject to our Privacy Policy and applicable data-protection laws. NovoXpert processes data in accordance with privacy-by-design principles and institutional security standards. Users are responsible for ensuring that their use of the Services complies with applicable data and confidentiality obligations.
6. Limitation of Liability
To the maximum extent permitted by law, NovoXpert shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to the use of the Services, including reliance on any outputs or analyses. The Services are provided “as is” and “as available,” without warranties of any kind.
7. Modifications and Termination
NovoXpert may update these Terms of Use from time to time. Updated versions will be posted with a revised effective date. Continued use of the Services after changes become effective constitutes acceptance of the revised Terms. NovoXpert reserves the right to suspend or terminate access for violations of these Terms.
8. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict-of-law principles.
If you do not agree to these Terms of Use, you must discontinue use of the Services.